Having workers compensation insurance is crucial to ensure the safety of your employees. If someone is injured while performing their job, workers compensation insurance can help pay for their injury so that your company doesn't have to. Here are a few examples of the kind of injuries that typically qualify under worker compensation insurance. Falls One injury that can easily happen in the workplace is a fall. These could be as common as a slip and fall on a puddle of water or a dangerous fall off a ladder or other workplace equipment. [Read More]
What Situations Does Medical Malpractice Insurance Cover?
Even when providing the best possible care, many doctors and other health care providers can face medical malpractice lawsuits at some time during their careers. Fortunately, there is medical malpractice insurance available that will cover a variety of different types of lawsuits so that physicians are not ruined financially should they be sued. The type of coverage a doctor has depends mainly on what type of policy they purchases. These are some of the situations that medical malpractice insurance covers. [Read More]
The Basic Principles Of Insurance
Unless you have an insurance policy, you might not understand how insurance works. Insurance is a vital part of life for most people, and therefore, it is essential to understand it. If you are confused about it, you are in the right place. Here is a guide to help you learn the basic principles of insurance, how it works, and why you need it. Insurance Protects Insurance is something you buy for protection. [Read More]
Top Situations That Professional Liability Insurance Can Help You With As An Engineer
As an engineer, you might not really think that it's necessary for you to have liability insurance. In fact, you might generally think of construction companies and other similar companies when you think about businesses that have professional liability insurance. However, as an engineer, it is important for you to have this insurance coverage, too. Not only is it potentially required by your state or local government in order for you to operate as an engineer, but it might also be required by your trade association. [Read More]