Defining Your Home Insurance Policy

Home insurance policies vary a lot. You shouldn't copy a neighbor's policy even if you live in the same ZIP code. Below are some of the factors that help define and differentiate home insurance policies. Perils Policy Home insurance policy can either cover named perils or open perils. For named peril policies, the policy lists the specific risks that it covers; anything else is excluded. An open perils policy covers everything except the ones listed on the policy. [Read More]

Important Actions To Take When Pursuing A Loss Of Income Claim

If you're injured because of someone else's actions, you may not be able to return to work. In this case, you should pursue a loss of income claim. Dealing with it will be a much smoother process if you take these steps.  Understand What Constitutes as Lost Income So that you know exactly what sort of financial compensation to seek from the person that caused your injuries, you should know exactly what constitutes as lost income. [Read More]