What Is Your Risk Level For Auto Insurance Coverage?

The costs you pay for all insurance products depend on the risk level you are to the insurance company. You may never know the exact risk you are to an insurance company, but you can learn more about your risk level for auto insurance by understanding how insurance companies determine risk levels. Here are the factors that most insurance companies use to assess risk when providing auto insurance coverage to people. [Read More]

Defining Your Home Insurance Policy

Home insurance policies vary a lot. You shouldn't copy a neighbor's policy even if you live in the same ZIP code. Below are some of the factors that help define and differentiate home insurance policies. Perils Policy Home insurance policy can either cover named perils or open perils. For named peril policies, the policy lists the specific risks that it covers; anything else is excluded. An open perils policy covers everything except the ones listed on the policy. [Read More]

Important Actions To Take When Pursuing A Loss Of Income Claim

If you're injured because of someone else's actions, you may not be able to return to work. In this case, you should pursue a loss of income claim. Dealing with it will be a much smoother process if you take these steps.  Understand What Constitutes as Lost Income So that you know exactly what sort of financial compensation to seek from the person that caused your injuries, you should know exactly what constitutes as lost income. [Read More]

How Can Bundling Benefit You?

There's nothing better than discovering that you can save money on a significant fixed expense. Insurance is a fact of life for homeowners and vehicle owners, but bundling is one possible way to bring your monthly bill down. If you aren't currently taking advantage of this cost-cutting opportunity, then you may be missing out on hundreds of extra dollars every year. Keep reading to learn what bundling is, how much it can potentially save you, and the best ways to use it to your advantage. [Read More]