If you have original medicare but still feel as if you are overpaying for your medical care, you should look into getting a medicare supplement plan. Medicare supplemental plans work with original Medicare to pay for all of your medical bills with one flat payment. Instead of paying 20% of every bill you get, you will pay a monthly premium and, depending on what plan you choose, the rest of your bills may be covered. [Read More]
The Three Types Of Medical Malpractice Insurance
Starting off your career as a doctor with your own private practice? If so, it is important that you are protected by having a medical malpractice insurance policy. This type of insurance can help you out financially if you were to be sued by one of your patients. However, there are multiple types of medical malpractice insurance, and it is important to buy the right policy that has the right coverage for your needs. [Read More]
Risks Of Letting Someone Else Drive Your Car
When you buy car insurance, it basically covers the car you list on your policy; however, your car insurance is also based on those who drive your car. If you are the only person driving it, then you will likely be the only person listed as a driver for this car on the policy. If you ever decide to let someone else drive your car, it is important to understand that there might be some risks with this. [Read More]
How Long Will You Be A High-Risk Driver?
Insurance companies place drivers into categories, and these categories are divided by risk levels. Anyone who is considered a high-risk driver is placed in the high-risk category, and this means that he or she will pay the highest rates for insurance coverage. The bad news is that high-risk insurance costs more than low-risk policies, but the good news is that you do not have to stay in the high-risk category. If you are wondering how long it will take for you to fall into a different category, here are several things you should know. [Read More]