Can Your Homeowners Insurance Policy Cover Your Home Office?

You can count on your homeowners insurance policy to cover just about every aspect of your home. But if you work from home, you're probably wondering if your policy also extends to your home office equipment, not to mention anything that might belong to your customers. Many entrepreneurs assume their homeowners policy offers the protection they need against loss, but the reality is a bit different. Most Policies Don't Cover Home Offices [Read More]

Everything Homeowners Need To Know About Fireworks And Insurance

With the Fourth of July swiftly approaching, it is not uncommon for the crack of fireworks to ring through the air ahead of schedule. Even if you live in an area where fireworks are not legal, people may be using them. What does this mean for you as a homeowner? For starters, it means that you might want to check your policy to make sure that fires caused by fireworks will be covered. [Read More]

When Test Drives Go Bad: Understanding Your Liability

If you have made the decision to purchase a new vehicle, you may be looking forward to driving several vehicles to determine which make and model best suits your needs. While test driving a car before you make an offer is essential when it comes to identifying potential mechanical problems and getting a feel for the comfort of the vehicle, it's important that you understand your financial liability before you get behind the wheel of a car you do not own. [Read More]

3 Reasons To Consider Usage-Based Insurance For Your Teen Driver

A usage-based insurance policy is something that you may now be able to take part in. This can be a great idea for people of all ages but it can be especially good for teens, though. If you have a child that will soon be driving, this is a program you should consider looking into. What is it? If you are unfamiliar with the term "usage-based auto insurance," you are not alone. [Read More]