3 Common Situations That Show Every Homeowner Needs Insurance

When new homeowners think of the benefits of homeowner's insurance, they often think about major damage being done to their house, or "main structure" — and for good reason. Homeowners insurance is the best way to protect against the monetary damages that can accrue if your home is damaged by a fire, flood, or severe storm. That said, there are many other benefits to homeowners insurance that may not be as immediately obvious. [Read More]

What Every Uninsured Driver Should Know

Driving is a convenient way to get around because you don't have to spend money on public transportation, but there is still the risk of losing money. A driver could lose money if they get sued by another driver for causing an accident that caused vehicle damage and injuries. Due to such a situation being a high risk when sharing the road with numerous other drivers, auto insurance coverage is mandatory in most states. [Read More]

A Janitorial Service Bond Makes Your Cleaning Service More Appealing To Potential Clients

If you own a cleaning service, you should think about getting a janitorial service bond. You need other types of insurance as well, but a service bond is also good to have since it gives your clients confidence in your business. Here are details to know about janitorial service bonds. Janitorial Service Bonds Aren't Mandatory You aren't required to carry a janitorial service bond when you run a cleaning company. Although the bond is voluntary, it's still a good idea to get one. [Read More]

What Penalties Can You Attract For Driving Without Insurance?

The law clearly states that you should not have a vehicle on the road if it's not insured. In most states, the primary requirement is third-party coverage. However, you will find that many motorists operate their vehicles without coverage while others have expired insurance. In such cases, you will face legal repercussions if you get arrested for driving without insurance. You might also get in trouble with your insurance service provider if you don't renew your premium on time. [Read More]